Your credit score is one of the most important numbers in your financial life — especially when it comes to getting a mortgage. But for most Canadians, how that number actually gets calculated remains a bit of a mystery.

Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Let's Cure Lucas - Fighting an Ultra-Rare Genetic Disease our Recipient of the 1st Quarter 2026 vote. Thank you Rocco Mongelli for bringing this Cause to our attention. Lucas Azevedo is a four-year-old with an ultra-rare gene variant affecting the RBM28 gene—a condition so rare that only one other child in the world has been discovered with it. This disease is currently unnamed and has no cure, but his smile and spirit inspire everyone around him.  Lucas lives with significant physical challenges. His ultra-rare gene variant affects all four of his limbs, his balance and coordination, his speech, his oral strength, and much more. His muscles are both tight and fragile, making even the simplest movements a challenge against gravity itself. Nothing happens automatically for him—every movement requires intention, strength, and support. The RBM28 variant affects his cerebellum, the area of the brain vital for coordinating voluntary movements, balance, posture, and motor learning. While there is currently no cure, gene therapy has been developed and has proven successful in stopping progression for many ultra-rare diseases. Lucas's family is hopeful about ongoing research and potential breakthroughs. In the meantime, Lucas works incredibly hard six days a week undergoing physiotherapy, occupational therapy, speech therapy, swallowing therapy, and hydrotherapy to build strength and independence. His goal is to walk independently, run, jump, and ride a bike. Your support directly funds the therapies and care that allow Lucas to keep fighting and growing stronger. Together, we can help this remarkable little boy achieve his dreams and contribute to the research that may one day lead to a cure. Thank you for standing with Lucas and his family in this urgent fight.

Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Lisse's Family Fighting for Healing and Stability our Recipient of the 1st Quarter 2026 vote. Thank you Lauren Sbitney for bringing this Cause to our attention. Lisse and her husband Zach are facing an urgent crisis after Lisse was diagnosed with aggressive MS that threatened complete paralysis. In January 2025, emergency hospitalization revealed major spinal lesions, and she was told she could lose all mobility within months. Desperate to save her life and health, they drained their life savings and fundraised to pursue a stem cell transplant in Mexico. While the treatment has halted the disease's progression, recovery requires one to two years of intensive care and therapy. Eight months in, Lisse continues to make slow gains alongside expected setbacks. With Zach unable to work since December 2024 to care for both Lisse and their 10-month-old daughter Effie, the family is drowning in mounting debt despite living on an extremely tight budget. Their income-assistance application is still pending after six months of waiting.  They urgently need support to access therapies that could meaningfully accelerate Lisse's healing and provide their family with basic stability. Your help would ease their financial burden and allow them to focus on recovery and giving Effie the secure childhood she deserves.

Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Andrea Mundie our Recipient of the 3rd Quarter 2025 vote. Thank you Marci Deanefor bringing this Cause to our attention. Andrea Mundie is a devoted mother of four—Rex, Dace, Clove, and Penn—facing the fight of her life. Already living with Stage 4 cancer, she has now been diagnosed with leptomeningeal disease, a rare and aggressive complication. Her priority is simple yet profound: to spend meaningful time with her children and create lasting memories while she can. To extend her time, Andrea has begun permanent chemotherapy. But the financial strain is overwhelming. Many of her most urgent needs are not covered by insurance. Funds raised will directly support: Health and wellness costs to ease her treatment Meals and home care for her children Educational expenses to secure their futures Despite her challenges, Andrea’s resilience shines. She celebrated her 50th birthday with loved ones, even while beginning chemotherapy. Soon after, she faced emergency surgery where her heart stopped and doctors cracked her ribs and sternum to save her life. Through it all, she has held onto positivity and humor. A grant from 100 Brokers Who Care would ease Andrea’s burden, giving her peace of mind and the ability to focus on what matters most—her children. Your support will provide comfort, dignity, and precious moments of love and memory.

Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Stephanie Salamandyk our Recipient of the 3rd Quarter 2025 vote. Thank you Rosa Bovino for bringing this Cause to our attention. Stephanie Salamandyk, niece of our industry partner Kim Lentowitsch (BDM, Canada Guaranty), was diagnosed with rectal cancer in early 2024. Relentlessly advocating for her own health, she finally got answers and in May underwent emergency colostomy surgery after a tumor caused nearly 100% blockage. She began chemotherapy in July in hopes of shrinking the tumor enough to proceed with further surgeries, including a future reconnection of her colon. Stephanie and her high school sweetheart, Jesse, have been married for 12 years and are raising three young boys—Jackson (11), Lincoln (6), and Parker (3)—along with their two dogs, Peppe and Maymay. Active in her community, Stephanie was recently nominated as president of her local community center. Despite her strength and commitment, her illness has left the family facing financial strain. As a part-time contract worker, she does not receive EI or disability benefits. Jesse, a long-haul truck driver and the family’s primary income earner, will need to take unpaid time off to support Stephanie and care for their boys. A grant would provide much-needed financial relief, easing the burden and allowing Stephanie to focus on healing and family during this challenging time.