Zachary Bay
Zachary Bay has been a Mortgage Broker since 2015 with DLC Producers West Financial. He is a big supporter in the community through coaching and other volunteer work. He aims to lead clients through the mortgage process with a higher level of experience mixed with exceptional service that has left many clients happy.
604-725-2093
WORKING TOGETHER, MAKING A DIFFERENCE
At Brokers Who Care, our mandate is simple. Each quarter we come together virtually and donate $100 to a cause voted on by the group. In a few mouse clicks, money is raised and lives are impacted.
Some of the impact we've made to date
235
TOTAL BROKERS WHO CARE
$500,000
AMOUNT DONATED TO DATE
73
CAUSES FINANCIALLY SUPPORTED
There is no capped membership at Brokers Who Care! We'd love to have you join us; together we can make a difference.
Last Updated December 21, 2023 - 12:27 pm PST
Here are some of our recent Recipients:
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Brodziak Family our Recipient of the 2nd Quarter 2025 vote. Thank you Crystal Mamchur for bringing this Cause to our attention. On August 13, 2024, Ryan Brodziak’s life changed forever. While walking with his 11-month-old son, Ozzy, and their puppy, Gouda, an out-of-control vehicle struck them on the sidewalk. Ryan suffered a severe spinal cord injury, resulting in quadriplegia, while Ozzy sustained a skull fracture and a broken arm. Six months later, Ryan remains in intensive rehabilitation after months in the ICU and multiple surgeries. His journey is uncertain, requiring daily effort to regain strength and adjust to life with a spinal cord injury. His wife, Bailey, has been his unwavering support, balancing new motherhood with being Ryan’s primary caregiver and advocate. She has put her career on hold, navigating hospital stays, rehab programs, and financial stress—all while ensuring a loving home for Ozzy. Ryan has always given back. As the former owner of The Local Omnivore, Gravy, and Gorilla restaurants, he built community spaces and organized charity events, including an annual Bikeathon to support Edmonton’s unhoused population. He has always stepped up for others—now, he and his family need that same support. A Brokers Who Care grant would be life-changing, helping with critical home modifications, rehabilitation costs, and mobility equipment. Just as importantly, it would provide financial relief for Bailey, allowing her to focus on their family’s well-being without overwhelming financial strain. This isn’t just about helping one person—it’s about lifting a family who has given so much to their community.
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $3,000 to Andrea Gibson our Recipient of the 2nd Quarter 2025 vote. Thank you Katy Mackenzie for bringing this Cause to our attention. Andrea Gibson is a Self-Compassion and Mindset Coach, Dance Educator, and Mental Health Advocate who has dedicated her life to helping others thrive. Recently, Andrea received a life-altering diagnosis of breast cancer, requiring her to undergo chemotherapy, an upcoming double mastectomy, and radiotherapy continuing into 2025. As a self-employed professional and mother of two, Andrea will be unable to work during her treatment, creating significant financial strain for her family. Andrea’s work has empowered countless women to reconnect with themselves and live intentionally. As a leader in the dance community with over 30 years of experience, she has inspired young dancers to embrace their inner champion and develop mindset tools to navigate challenges both on and off the stage. Andrea’s authenticity, vulnerability, and humour have been instrumental in creating meaningful change in her community. Unfortunately, her cancer diagnosis temporarily halts this incredible work. Without the ability to earn income during her treatment, Andrea faces a challenging road ahead. A $10,000 donation would help alleviate the financial burden on her family, providing critical support during this difficult time. It would allow Andrea to focus on her recovery without the added stress of lost income, ensuring she can heal and ultimately return to her mission of empowering others with the same passion and dedication she’s always shown. Andrea has spent her life giving 1,000% of herself to her clients (including me!), her students, and her community. Now, she needs support to navigate this challenging chapter in her life. Your help will make an immediate and profound impact, providing the relief she needs as she faces cancer with courage and grace.
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Daniel Natareno our Recipient of the 2nd Quarter 2025 vote. Thank you Anthony contento and Michelle Campbell for bringing this Cause to our attention. Daniel Natareno, a well-known and deeply respected figure in the mortgage industry, is currently in the fight of his life against cancer. For the past 1.5 years, he’s faced this battle with strength and grace while receiving treatment abroad—far from work, but never far from hope. The financial toll is growing, and his family is struggling to keep up with mounting medical bills. A devoted father to Daniel Jr. (21), Damellys (20), and Allesandra (5), Daniel’s heart of gold, warm smile, and unwavering love for his children continue to shine through even the darkest days. Your support can help ease the financial burden and bring healing, hope, and stability to a man who has given so much to others. Let’s stand with Daniel and his family in this critical time.
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Christine Buemann our Recipient of the 1ST Quarter 2025 vote. Thank you Sabeena Bubber for bringing this Cause to our attention. Christine Buemann has been a dedicated supporter of the mortgage industry and a well-respected figure among brokers across Canada. She has given so much to our community—now, it’s time for us to give back. In December 2022, Christine was diagnosed with an aggressive form of breast cancer that had already spread beyond her breast. She fought with everything she had, enduring surgery, chemotherapy, and radiation—all while navigating a painful marital breakup and caring for her two young sons. By March 2024, she celebrated being cancer-free. But just months later, in December, she was rushed to the hospital, where a CT scan revealed a 2 cm tumour in her brain. Christine was airlifted for emergency brain surgery, and while the tumour was successfully removed, the pathology confirmed it was metastatic—her cancer had reached Stage 4. Now, Christine faces another grueling battle. She is awaiting brain radiation and undergoing treatments to stop further spread. Her body is still recovering from the trauma of surgery, and she is being forced into menopause to slow the cancer’s progression. On top of everything, Christine just sold her home before discovering the tumor. She must move by April 1st and find stable housing for her and her boys—all while continuing out-of-town treatments and continuing to work to support her family. We are calling on Brokers Who Care and anyone who can help. Christine has given so much to our industry; now, let’s rally behind her. Let’s ease her financial burden so she can focus on what matters most—healing and being there for her children. Your support can make a difference. Let’s show Christine that we care. Vote for Christine.
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Nicole Mihm our Recipient of the 1ST Quarter 2025 vote. Thank you Amber Mihm & Emily Miszk for bringing this Cause to our attention. At just 31 years old, Nicole has been diagnosed with stage four colon cancer, a devastating shock to our family. But one thing is certain—she won’t fight alone. Nicole faces significant challenges, including a rare condition that limits her chemotherapy options and a K-Ras genetic mutation that makes her cancer more aggressive. She has already undergone surgery to have a port placed in her chest, and while she remains strong and optimistic, the road ahead is uncertain. Through it all, Nicole’s spirit remains bubbly, hopeful, and full of life. She has a unique ability to make people feel seen and heard, befriending strangers in minutes while keeping lifelong friendships. She loves animals, gardening, and collecting Snoopy memorabilia—before cancer, you’d find her nurturing plants or playing with her nieces and nephews. However, the financial strain is immense. Nicole does not have employer-provided income benefits, leaving her with significant out-of-pocket medical expenses. This $10,000 donation would provide crucial relief, allowing her to focus on healing rather than financial stress. We don’t know what the future holds, but Nicole is worthy of every ounce of support. This incredible community has the power to make a real difference in her fight. Please vote for Nicole, giving her the gift of financial relief so she can focus on what matters most—fighting, healing, and staying as bright and positive as ever.
Brokers Who Care voted and we are pleased to announce that we will be sending a cheque in the amount of $10,000 to Crystal Richelle & Glen Gordon Spark , our Recipient of the 4th Quarter 2024 vote. Thank you Carmela Addante for bringing this Cause to our attention. Their Story: The Sparks family is enduring immense financial and emotional strain due to Glen’s ongoing health challenges, including a cancer diagnosis, treatments, and a recent spinal surgery to address a fracture. His recovery will require at least six weeks, during which family support is critical. Glen, despite his severe symptoms, continues to manage his self-employed business whenever possible, even from his hospital bed. However, his reduced capacity has significantly impacted the family's income. Crystal works at a local preschool but has had to take time off to care for Glen and manage his appointments, leaving her unable to fully meet the household’s financial needs. The family, including their three children, is working tirelessly to maintain stability—balancing school, work, and providing care. Unfortunately, they are now two mortgage payments behind, with overdue utility bills on payment plans, and their mortgage renewal is looming in February. Their situation worsened recently when their daughter was involved in a car accident, totaling the second family vehicle. Thankfully, everyone is unharmed, but the loss of the car adds to their challenges. The vehicle was essential for Glen’s medical appointments and the daughter’s job. Crystal is overwhelmed, trying to hold everything together under these crushing circumstances. This grant would provide vital relief, covering overdue expenses to secure their mortgage renewal, and help stabilize their finances during this difficult time. Supporting the Sparks family now will ensure they can focus on recovery and rebuilding without the constant weight of financial uncertainty. Thank you for considering this family in their time of need.
